E. FINANCES (W18, 2009)






E1 During the past year, what share of your living expenses were covered by each of the following sources? Please make sure it adds up to 100%. 

                                        -9 Missing


Source

Percent (%) Contribution

Your own earnings and/or savings

E1EARN18

Spouse or Partner

E1SPS18

Parents or Step-parents

E1PAR18

Governmental assistance (unemployment insurance, food stamps, cash, housing, or energy/heating assistance, etc.)

E1GOV18

Other (please specify-E1OTHS18)

E1OTH18

TOTAL =

100%




E2STRE18 E2 How much stress have you felt in meeting your financial obligations during the past year?


1 Not at all stressful

2

3

4 Moderately stressful

5

6

7 Extremely stressful

-9 Missing




E3BILL18 E3 How difficult is it for you to pay your bills on time? These bills might include insurance, rent, mortgages, car payments, credit cards, etc.


1 Not at all difficult

2

3

4 Moderately difficult

5

6

7 Extremely difficult

-9 Missing




E4DEBT18 E4 How much of a burden do you feel from debt (from credit cards, mortgages, personal loans, etc.)?


1 No burden at all

2

3

4 A moderate burden

5

6

7 Extremely high burden

-9 Missing




E5 How much money did you earn through paid employment during the past two weeks including tips, commissions, and bonuses (before taxes and other deductions)?


-9 Missing


INCBWL18 Low amount

INCBWH18 High amount




INCBWC18 E6 Compared to your usual earnings, is the amount for the past two weeks unusually high or low?


1 High

2 Low

3 About the same

-9 Missing




E7 What was the income for your entire household in 2008, before taxes? (Include all earners in your household.)

-9 Missing


INCYRL18 Low amount

INCYRH18 High amount




E8SAV18 E8 Do you have a savings account?


0 No

1 Yes

-9 Missing


E8A How much money do you have saved?


E8SAVL18 Low amount

E8SAVH18 High amount




E9RET18 E9 Do you have one or more retirement accounts (Pension, IRA, 401K, 403B, etc)?


0 No

1 Yes

-9 Missing


E9A What is the approximate value of your retirement accounts?


E9RETL18 Low amount

E9RETH18 High amount




E10INV18 E10 Do you have other investments (Not retirement or savings)?


0 No

1 Yes

-9 Missing


E10A What is the approximate value of your other investments?


E10INVL18 Low amount

E10INVH18 High amount




E11HOW18 E11 Do you own your home, pay rent to a landlord, live in someone else’s home (like your parents’), or do you live in some other situation? Please circle one


1 My own home

2 I rent

3 I live in someone else’s home

4 Other (specification- E11HOS18)

-9 Missing




E12CHI18 E12 Since August of 2007, have you or your partner paid child support?


0 No

1 Yes

-9 Missing


E12A How much per month?


E12CHL18 Low amount

E12CHH18 High amount




E13INS18 E13 Do you currently have health insurance of any kind?

0 No

1 Yes

-9 Missing


 

E14DIN18 E14 Do your spouse and/or children have health insurance?


1 No

2 Not Applicable, I do not have a spouse or children

3 Yes

-9 Missing




E15GF18 E15 Not counting shared housing or food, did you give financial help to your mother or father amounting to $500 or more since August of 2007?


0 No

1 Yes

-9 Missing


E15A How much?


E15GFL18 Low amount

E15GFH18 High amount




E16RF18 E16 Not counting shared housing or food, did you receive from your father or mother financial help amounting to $500 or more since August of 2007?


0 No

1 Yes

-9 Missing


E16A How much?


E16RFL18 Low amount

E16RFH18 High amount




E17LON18 E17 Have you received a personal loan ($500 or more) from a relative or friend since August of 2007?


0 No

1 Yes

-9 Missing


E17A How much?


E17LOL18 Low amount

E17LOH18 High amount




E18 Do you now have any of these types of loans? Circle yes or no for each item.

 

0 No

1 Yes

-9 Missing


E18BUS18

Business loan

E18EDU18

Education loan

E18MOR18

Home mortgage

E18HEQ18

Home equity loan

E18CAR18

Car loan

E18OTH18

Other loan from a financial institution




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