E. FINANCES (W13, 2002)






E1 During the past year, what share of your household living expenses were covered by each of the following sources? Please make sure it all adds up to 100%.


Source

Percent (%) Contribution

Your own earnings and/or savings

E1EARN13

Spouse or Partner

E1SPS13

Both Parents

E1PAR13

Your Mother

E1MOM13

Your Father

E1DAD13

Step-Parents

E1STPR13

Other relatives

E1REL113

Governmental assistance (unemployment insurance, food stamps, cash, housing, or energy/heating assistance, etc.)

E1GOV13

Other

E1OTHR13

TOTAL =

100%


Other relatives (specify) ___________ E1REL213




E2 Among friends and family, people often give or receive goods (such as clothes and home appliances) or services (lawn mowing, plumbing repairs, etc.) without pay. Please indicate how often in a typical month you do the following. If you do not do the activity, please record a ď0.Ē


 

Gave to Someone

Received from Someone

 

Numerate

code

Non-numerate code

Numerate

code

Non-numerate code

Food/meals

GVFODN13

GVFODS13

RVFODN13

RVFODS13

Household Items (microwaves, dishes, etc)

GVITMN13

GVITMS13

RVITMN13

RVITMS13

Kids Stuff

(clothing, diapers, toys)

GVKIDN13

GVKIDS13

RVKIDN13

RVKIDS13

Babysitting

(child care, carpooling)

GVBBSN13

GVBBSS13

RVBBSN13

RVBBSS13

Household Maintenance

(repairs, snow removal)

GVMATN13

GVMATS13

RVMATN13

RVMATS13

Other

GVOTHN13

GVOTHS13

RVOTHN13

RVOTHS13


Other (please specify) ___________ E2OTHE13




STRESS13 E3 Many young adults experience financial problems. How much stress have you felt in meeting your financial obligations during this past year?


1 Not at all stressful

3

4 Moderately stressful

5

6

7 Extremely stressful

-9 Missing




BILLS13 E4  How difficult is it for you to pay your bills on time? These bills might include insurance, rent, mortgages, car payments, credit cards, etc.


1 Not at all difficult

3

4 Moderately difficult

5

6

7 Extremely difficult

-9 Missing




DEBT13 E5How much burden do you feel from debt (from credit cards, mortgages, personal loans, etc.)?


1 No burden at all

3

4 A moderate burden

5

6

7 Extremely high burden

-9 Missing




E5A How much money did you earn through paid employment during the past two weeks? (before taxes and including tips)


WINCLO13 Low income response

WINCHI13 Low income response




E5B What was your household income in 2001 (annual income before taxes)?


YINCLO13 Low income response

YINCHI13 High income response




E6SAV13 E6 Do you have a savings account?


1 No

2 Yes

-9 Missing


E6A How much money do you have saved?

 

E6ALOW13 Low response

E6AHI13 High response

1




E7TIME13 E7 In deciding how much of their income to spend or save, people are likely to have different time frames. In your own (familyís) saving and spending, which of the following periods is most important to you?


1 Next few weeks

2 Next few months

3 Next year

4 Next few years

5 Next 5 Ė 10 years

6 Longer than 10 years

-9 Missing




E8RET13 E8 Do you have one or more retirement accounts (Pension, IRA, 401K, 403B, etc)?


1 No

2 Yes

-9 Missing


E8A What is the approximate value of your retirement accounts?

E8ALOW13 Low response

E8AHI13 High response




E8B Who has made contributions to your retirement fund(s)? (Circle all that apply)


E8BEMP13 Your employer

E8BSPS13 Your spouse/partner

E8BME13 Myself

E8BPAR13 Your parents

E8BOTH13 Other (specify)_________ E8OTHB13




E9INV13 E9 Do you have other investments (Not retirement or savings)?


1 No

2 Yes

-9 Missing


E9A What is the approximate value of your other investments?


E9ALOW13 Low response

E9AHI13 High response




E10INS13 E10 Do you currently have health insurance of any kind?


1 No

2 Yes

-9 Missing




E10A Do you get this insurance through (Circle all that apply):


E10AEM13 Your own employer or union

E10APA13 A family memberís employer or union

E10AME13 A policy I purchased or a family member purchased for me

E10APU13 A public program such as Medicare, Medical Assistance, Medicaid, PrePaid Medical Assistance Plan (PMAP, Minnesota Health Care Programs), Minnesota Care, General Assistance Medical Care (GAMC), or Minnesota Comprehensive Health Association (MCHA)

E10AOT13 Other (specify) ______________ E10SPE13




E11DEP13 E11 Do your dependents (including your spouse and children) have health insurance?


1 No > GO TO E12

2 Yes

3 Not Applicable, I have no dependents

-9 Missing




E11A Do you get their insurance through (Circle all that apply)


E11AEM13 Your own employer or union

E11AFA13 A family memberís employer or union

E11AME13 A policy I purchased or a family member purchased for me

E11APU13 A public program such as Medicare, Medical Assistance, Medicaid, PrePaid Medical Assistance Plan (PMAP, Minnesota Health Care Programs), Minnesota Care, General Assistance Medical Care (GAMC), or Minnesota Comprehensive Health Association (MCHA)

E11AOT13 Other (specify) ______________ E11SPE13




E12MON13 E12 Not counting shared housing or food, did you give financial help to your mother or father amounting to $500 or more within the last 2 years?


1 No

2 Yes

-9 Missing


E12A How much?

E12ALO13 Low response

E12AHI13 High response




E13FIN13 E13 Not counting shared housing or food, did your father or mother give you financial help amounting to $500 or more within the last 2 years?


1 No

2 Yes

-9 Missing


E13A How much?

E13ALO13 Low response

E13AHI13 High response




E14LON13 E14 Have you received a personal loan ($500 or more) from a relative or friend within the last 2 years?


1 No

2 Yes

-9 Missing


E14A How much?

E14ALO13 Low response

E14AHI13 High response




E15 Have you ever obtained any of these types of loans? Please circle one for each.


1 Yes

2 No

-9 Missing


E15EDU13

Education loan

E15MOR13

Home mortgage

E15CAR13

Car loan

E15BUS13

Business loan

E15HOM13

Home equity loan

E15FIN13

Other loan from a financial institution

E15OTH13

Other (specify)__________ E15SPE13




OWNHOM13 E16 Do you own your home, or do you pay rent where you (and your family) are currently living? Please circle one.


1 Own Home

2 Rent

3 Not applicable

-9 Missing




E17 Considering only your educational loans, how much was borrowed or financed, not counting the finance charges?


E17LOW13 Low response (-7 Donít Know -8 Not Applicable)

E17HI13 High response (-7 Donít Know -8 Not Applicable)




E18SUP13 E18 During the past year, have you or your partner paid child support?


1 No

2 Yes

-9 Missing


E18A How much?

E18ALO13 Low response

E18AHI13 High response




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