E. FINANCES (W16, 2005)

E1 During the past year, what share of your household living expenses were covered by each of the following sources? Please make sure it all adds up to 100%.

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E2STRE16 E2 Many young adults experience financial problems. How much stress have you felt in meeting your financial obligations during the past year?

1 Not at all stressful

2

3

4 Moderately stressful

5

6

7 Extremely stressful

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E3BILL16 E3 How difficult is it for you to pay your bills on time? These bills might include insurance, rent, mortgages, car payments, credit cards, etc.

1 Not at all difficult

2

3

4 Moderately difficult

5

6

7 Extremely difficult

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E4DEBT16 E4 How much burden do you feel from debt (from credit cards, mortgages, personal loans, etc.)?

1 No burden at all

2

3

4 A moderate burden

5

6

7 Extremely high burden

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E5 How much money did you earn through paid employment during the past two weeks including tips, commissions, and bonuses (before taxes and other deductions)?

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INCBWL16 Low amount

INCBWH16 High amount

INCBWC16 E5A Compared to your usual earnings, is the amount for the past two weeks unusually high or low?

1 High

2 Low

3 About the same

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E6 What was your income for your entire household in 2004, before taxes? (Include all earners in your household.)

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INCYRL16 Low amount

INCYRH16 High amount

0 No

1 Yes

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E8RET16 E8 Do you have one or more retirement accounts (Pension, IRA, 401K, 403B, etc)?

0 No

1 Yes

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E8B Who has made contributions to your retirement fund(s)? Circle all that apply.

-8 NA (Have no retirement account)

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E8BEMP16 a Your employer

E8BSPS16 b Your Spouse/partner

E8BME16 c Myself

E8BPAR16 d Your parents

E8BOTH16 e Other (please specify- E8BOTS16)

E9INV16 E9 Do you have other investments (Not retirement or savings)?

0 No

1 Yes

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E10HOW16 E10 Do you own your home, pay rent to a landlord, live in someone else’s home (like your parents’), or do you live in some other situation? Please circle one

1 My own home

2 I rent

3 I live in someone else’s home

4 Other (specification- E10HOS16)

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E11CHI16 E11 Since July of 2004, have you or your partner paid child support?

0 No

1 Yes

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E12INS16 E12 Do you currently have health insurance of any kind?

0 No

1 Yes

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E13DIN16 E13 Do your spouse and/or children have health insurance?

1 No

2 Not Applicable, I do not have a spouse or children

3 Yes

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E14GF16 E14 Not counting shared housing or food, did you give financial help to your mother or father amounting to $500 or more since July of 2004?

0 No

1 Yes

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E15RF16 E15 Not counting shared housing or food, did you receive from your father or mother financial help amounting to $500 or more since July of 2004?

0 No

1 Yes

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E16LON16 E16 Have you received a personal loan ($500 or more) from a relative or friend since July of 2004?

0 No

1 Yes

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E17 Do you now have any of these types of loans? Circle yes or no for each item.

0 No

1 Yes

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