E. FINANCES (W14, 2003)




E1 During the past year, what share of your household living expenses were covered by each of the following sources? Please make sure it all adds up to 100%.


Source

Percent (%) Contribution

Your own earnings and/or savings

E1EARN14

Spouse or Partner

E1SPS14

Both Parents

E1PAR14

Your Mother Only

E1MOM14

Your Father Only

E1DAD14

Step-Parents

E1STPR14

Other relatives

E1REL114

Governmental assistance (unemployment insurance, food stamps, cash, housing, or energy/heating assistance, etc.)

E1GOV14

Other

E1OTH114

TOTAL =

100%


Other relatives (specify):   E1REL214

Other(specify):  E1OTH214




STRESS14 E2 Many young adults experience financial problems. How much stress have you felt in meeting your financial obligations during this past year?


1 Not at all stressful

2

3

4 Moderately stressful

5

6

7 Extremely stressful

-9 Missing




BILLS14 E3 How difficult is it for you to pay your bills on time? These bills might include insurance, rent, mortgages, car payments, credit cards, etc.


1 Not at all difficult

2

3

4 Moderately difficult

5

6

7 Extremely difficult

-9 Missing




DEBT14 E4 How much burden do you feel from debt (from credit cards, mortgages, personal loans, etc.)?



1 No burden at all

2

3

4 A moderate burden

5

6

7 Extremely high burden

-9 Missing




E5 How much money did you earn through paid employment during the past two weeks?(before taxes and including tips)


WINCLO14 Low income response

WINCHI14 High income response




E6 What was your income for your entire household in 2002 (before taxes)?


YINCLO14 Low income response

YINCHI14 High income response




E7SAV14 E7 Do you have a savings account?


1 No

2 Yes

-9 Missing


E7A How much money do you have saved?

 

E7ALOW14 Low response

E7AHI14 High response

1




E8TIME14 E8 In deciding how much of their income to spend or save, people are likely to have different time frames. In your own (family’s) saving and spending, which of the following periods is most important to you?


1 Next few weeks

2 Next few months

3 Next year

4 Next few years

5 Next 5 – 10 years

6 Longer than 10 years

-9 Missing




E9RET14 E9 Do you have one or more retirement accounts (Pension, IRA, 401K, 403B, etc)?


1 No

2 Yes

-9 Missing


E9A What is the approximate value of your retirement accounts?

 

E9ALOW14 Low response

E9AHI14 High response

1




E9B Who has made contributions to your retirement fund(s)? (Circle all that apply)

 

E9BEMP14 a Your employer

E9BSPS14 b Your spouse/partner

E9BME14 c Myself

E9BPAR14 d Your parents

E9BOTH14 e Other (specify)_________ E9OTHB14




E10INV14 E10 Do you have other investments (Not retirement or savings)?

 

1 No

2 Yes

-9 Missing


E10A What is the approximate value of your other investments?

 

E10ALO14 Low response

E10AHI14 High response

1




E11LIV14 E11 About the place where you (and your family) are currently living, do you own your home, do you pay rent to a landlord, or do you live in someone else’s (like your parents’) home? Please circle one


1 My own home

2 I rent

3 I live in someone else's home

4 Not applicable

-9 Missing




E12CHI14 E12 Since July of 2002, have you or your partner paid child support?


1 No

2 Yes

-9 Missing


E12A How much?

 

E12ALO14 Low response

E12AHI14 High response


E12BLO14 High response (by month)

E12BHI14 High response (by month




E13INS14 E13 Do you currently have health insurance of any kind?


1 No  >  Go to E14

2 Yes

-9 Missing




E13A Do you get this insurance through (Circle all that apply):


E13AEM14 Your own employer or union

E13AFA14 A family member’s employer or union

E13AME14 A policy I purchased or a family member purchased for me

E13APU14 A public program such as Medicare, Medical Assistance, Medicaid, PrePaid Medical Assistance Plan (PMAP, Minnesota Health Care Programs), Minnesota Care, General Assistance Medical Care (GAMC), or Minnesota Comprehensive Health Association (MCHA)

E13AOT14 Other (specify) ______________ E13SPE14




E14DEP14 E14 Do your dependents (including your spouse and children) have health insurance?


 1 No > GO TO E12

2 Yes

3 Not Applicable, I have no dependents

-9 Missing




E14A Do you get their insurance through (Circle all that apply)

 

E14AEM14
Your own employer or union
E14AFA14
A family member's employer or union
E14AME14
A policy I purchased or a family member purchased
E14APU14
A public program such as Medicare, Medical Assistance, Medicaid, PrePaid Medical Assistance Plan (PMAP, Minnesota Health Care Programs), Minnesota Care, General Assistance Medical Care (GAMC), or Minnesota Comprehensive Health Association (MCHA)
E14AOT14
Other
 
E14ASP14
Other(specify) __________________
 



E15MON14 E15 Not counting shared housing or food, did you give financial help to your mother or father amounting to $500 or more since July of 2002?

 

1 No

2 Yes

-9 Missing


E15A How much?

 

E15ALO14 Low response

E15AHI14 High response

1




E16FIN14 E16 Not counting shared housing or food, did your father or mother give you financial help amounting to $500 or more since July of 2002?


1 No

2 Yes

-9 Missing


E16A How much?

 

E16ALO14 Low response

E16AHI14 High response

1




E17LON14 E17 Have you received a personal loan ($500 or more) from a relative or friend within the last 2 years?


1 No

2 Yes

-9 Missing


E17A How much?

 

E17ALO14 Low response

E17AHI14 High response

1




E18 Do you now have any of these types of loans? Please circle one for each.


1 No

2 Yes

-9 Missing


E18EDU14

Education loan

 

 

E18MOR14

Home mortgage

 

 

E18CAR14

Car loan

 

 

E18BUS14

Business loan

 

 

E18HOM14

Home equity loan

 

 

E18FIN14

Other loan from a financial institution

 

 

E18OTH14

Other

 

 

E18SPE14

Other (specify)_____________

 




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