E. FINANCES (W12, 2000)






E1 During the past year, what share of your living expenses were covered by each of the following sources? Make sure it adds up to 100%. Do not include educational expenses (e.g. tuition, books, fees).

                                        -9 Missing


Source

Percent (%) Contribution

Your own earnings and/or savings

EARNGS12

Spouse or Partner

SPOUSE12

Parent(s)

BOTHPS12

Governmental assistance (unemployment insurance, food stamps, cash, housing, or energy/heating assistance, etc.)

GOVAST12

Other

E1OTHR12

TOTAL =

100%




E212 E2 Many young adults experience financial problems. How much stress have you felt in meeting your financial obligations during this past year?


1 Not at all stressful

2

3

4 Moderately stressful

5

6

7 Extremely stressful

-9 Missing




E312 E3 How difficult is it for you to pay your bills on time? These bills might include insurance, rent, mortgages, car payments, credit cards, etc.


1 Not at all difficult

2

3

4 Moderately difficult

5

6

7 Extremely difficult

-9 Missing




E412 E4 How much burden do you feel from debt (from credit cards, mortgages, personal loans, etc.)?


1 No burden at all

3

4 A moderate burden

5

6

7 Extremely high burden

-9 Missing




E5A How much money did you earn through paid employment during the past two weeks?


WINCLO12 Low income response

WINCHI12 High income response

                        -9 Missing




E5B What was your annual income in 1999 (before taxes)?


YINCLO12 Low income response

YINCHI12 High income response

                        -9 Missing




E6SAV12 E6 Do you have a savings account?


0 No

1 Yes

-9 Missing


E6A How much money do you have saved?


E6ALOW12 Low response

E6AHI12 High response

        -9 Missing

1




E7RET12 E7 Do you have one or more retirement accounts (Pension, IRA, 401K, etc)?


0 No

1 Yes

-9 Missing




E7A What is the approximate value of your retirement accounts?


E7ALOW12 Low response

E7AHI12 High response

                           -9 Missing




E7B Who has made contributions to your retirement fund(s)? (Circle all that apply)

                                        0 Not circled

                                        1 Circled

                                        -9 Missing


E7BEMP12Your employer

E7BPAR12 Your parents

E7BME12 Myself

E7BOTH12 Other, please specify

                       



E8INV12 E8 Do you have other investments (Not retirement or savings)?


0 No

1 Yes

-9 Missing


E8A What is the approximate value of your other investments?


E8ALO12 Low response

E8AHI12 High response

                      -9 Missing




E9INSR12 E9 Do you have health insurance?


0 No

1 Yes

-9 Missing




E9A Do you get this insurance through (Circle all that apply):

                                        0 Not circled

                                        1 Circled

                                        -9 Missing


E9AEMP12 Your employer

E9APAR12 Your parents (you are covered by your parents' policy)

E9APUB12 A public program (Medicare, TANF)

E9AME12 Myself (I purchased it)

E9AOTH12 Other, please specify: ______________________________




E10MON12 E10 Do you give money to your parents?


1 No

2 Yes

-9 Missing


E10A About how much during the past year?


E10ALO12 Low response

E10AHI12 High response

                       -9 Missing




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